Sometimes, a good dental insurance plan can help make oral healthcare treatments significantly more affordable for patients. But for a variety of reasons, not everyone has dental insurance, can get it, or even would greatly benefit from available plans within their budget. The good news is there are other alternatives out there. At Optima Dental Spa, we believe that no one should have to drain their bank account to achieve and maintain a healthy smile, so we accept several payment options. Read on to learn about financing your dental care with CareCredit®!
CareCredit Patient Financing
If you face a bigger out-of-pocket cost for your dental care than you’d like, one way to make things more affordable is to break it up with a third-party patient financing program like CareCredit.
You can think of CareCredit like a credit card you use specifically for your healthcare and wellness expenses. Depending on the terms of your specific plan, you’ll have different payment lengths and interest rates. One of the great things about CareCredit is the variety of financing options they have, including short-term (6 to 24 months) and long-term (24 to 60 months) financing. There are even some terms where you don’t have to pay interest at all!
How to Apply for CareCredit
Applying for CareCredit is a piece of cake! You can do so online or over the phone, and either way you’ll get your credit decision almost instantly. To start your application, visit the CareCredit website. Their site will walk you through the process step by step. If you decide to call to apply, they have live agents standing by to help Monday through Friday from 9:00 AM to 9:00 PM Eastern time.
Our Team Is Here to Help!
If you want to discuss your financial options with one of our team members, or if you need some assistance getting started with CareCredit, we’re happy to help. Contact Optima Dental Spa today and let us know what we can do for you.